There are a number of different factors to keep an
eye out for when comparing different insurance providers, other than
price. It's really important to check that all the car insurance quotes
you're receiving are on a like-for-like basis. There may be a number
of important extras that you aren't getting with the cheaper car insurance
policy.
We've put together a checklist of considerations and
benefits to ask the car insurance provider before purchasing your car
insurance online or over the phone and to ensure all your quotes are
on a like-for-like basis.
| Questions |
Diamond |
Insurer 1 |
Insurer 2 |
Insurer 3 |
| What is my compulsory excess? |
|
|
|
|
| What is my voluntary excess? |
|
|
|
|
| What annual mileage have I been quoted on? |
|
|
|
|
| Is legal covered included? And if so, what amount
of cover? |
Yes
£
100,000 |
|
|
|
| Is my no claims bonus protected? (if you have
4 or more years no claims bonus) |
|
|
|
|
| Do I have a guaranteed courtesy car in the event
of a repairable accident? |
Yes |
|
|
|
| How much personal accident cover does my policy
include? |
£5,000
(Comprehensive only) |
|
|
|
Do I have handbag cover for my bag and it's contents?
If so, how much cover?
|
Yes
£
300 |
|
|
|
| Does the policy include audio/visual cover? And
how much? |
Yes
Up to £750 |
|
|
|
