We thought it would be helpful if we put together a car insurance guide with some helpful tips on motor insurance for women.
What would you like to know?
Cheaper car insurance
The fact is that women's claims are, on average,
less expensive than men's. So we're happy to pass on these savings
but, unlike some insurance providers, we never cut back on service.
We are constantly reviewing pricing and try to keep our company the
most efficient it can be. This is the reason Diamond can offer cheap
car insurance for women. Other ways of reducing the price of your car insurance quote are:
Selecting your car - cars with smaller engines
or no modifications tend to be cheaper to insure than gas-guzzlers
or hot hatches. Plus they're cheaper to run!
No claims bonus - the more years you build up, the
more discount you receive. If you have less than five years no claims
bonus then why not check out our bonus accelerator policy which gives
you a year's no claim bonus in just 10 months! Click here for
more details
Named drivers - it goes without saying really but
if you have a driver on your policy that is young or has a bad claim/conviction
history then it usually increases the cost of your insurance
Use of car - using your car less means you're less
at risk of having an accident than if you were clocking up some serious
mileage. Why not leave it at home and use public transport to get to
work instead? You could save money on your car insurance with the lower
mileage, as well as for not using your car for the daily commute. Plus
you'll be doing your bit for helping to save the environment too!
Voluntary excess - you can vary the amount of voluntary
excess set on your policy with most car insurance providers. The greater
the amount, the lower your premium. Voluntary excess is extra money
you agree to pay on top of the compulsory excess that is payable if
you make a claim. See Understanding
the jargon for more information on excesses and what they mean
Storing your car - keeping your car off the road
overnight, either in a secure garage/car park or driveway, could also
help reduce your premium. The car is seen as at less risk of theft
Ultimately your premium is calculated on risk so the
less risk you are to the insurance provider then, usually, this will
be reflected in your car insurance quote. Although some insurance providers
specialise for different types of drivers like Diamond - we are specialists
in female car insurance.
